---
title: "2026 Canada Pension Plan amounts take effect"
id: "2026-01-01-cpp-2026"
official_date: "2026-01-01"
effective_date: "2026-01-01"
url: "https://signal.amicably.ca/2026-01-01-cpp-2026"
---

> Amicably Signal: what has changed in Canadian family law and tax that affects support and property division.

# 2026 Canada Pension Plan amounts take effect

- Official date: 2026-01-01
- Effective: 2026-01-01
- Jurisdiction: Canada
- Kind: Tax (In force)
- Affects: Tax and net income
- Source: Canada Revenue Agency, https://www.canada.ca/en/revenue-agency/services/tax/businesses/topics/payroll/payroll-deductions-contributions/canada-pension-plan-cpp/cpp-contribution-rates-maximums-exemptions.html
- Publication: CRA CPP contribution rates, maximums and exemptions

For 2026 the maximum pensionable earnings are $74,600, the basic exemption is $3,500 and the employee rate is 5.95%. The maximum employee contribution is $4,230.45, and the additional maximum pensionable earnings are $85,000.

In Amicably now: Amicably's 2026 figures use these amounts.